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Tips For Buyers | KBT Realty | Cape Fear to Coast Blog

Thursday, June 25, 2020   /   by Anne Rose

Tips for Out-of-State Homebuyers to Compete in a Fast-Paced Real Estate Market

There’s a certain magic to making the home-buying experience a positive one for out-of-town buyers. It’s about knowing how to pivot and work with the unique situation each cross-country real estate transaction presents. Everyone, from the Realtor and the loan officer, to the moving company, must be able to work across state lines. That takes experience and knowledge.
  
Added challenges, like COVID-19 pandemic health guidelines or travel restrictions, can make long distance home searches even more difficult.

“In light of the uncertainty in today’s world, travel is more difficult, viewing homes is more difficult, and yet still the market is competitive and fast-paced,” says Kirk Pugh, Broker/Realtor with KBT Realty Group - Keller Williams Innovate. “It is important for buyers to utilize technology and a true local expert to help guide them through the process. An agent should be able to help virtually select and eliminate prope ...

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  wilmington nc, house hunting, real estate broker, real estate agent, tips for buyers, keller williams

Saturday, May 23, 2020   /   by Anne Rose

These Four Walls: How COVID-19 is Inspiring Home Buyers

You've been self-isolating, working from home, on lock-down. Suddenly, those four walls aren't the four walls you loved before the novel coronavirus.

COVID-19 pandemic restrictions have impacted everyone's daily movement to both work and recreation. The new lifestyle is inspiring many homeowners and renters to re-evaluate what they want most in the place they live.

Especially if they have to live in that house or condo twenty-four hours a day, seven days a week.

With a partner. Or the kids. Maybe a dog, or two. And a cat. Add a parent, and the house that kind of works during the best of times, really doesn't work during the most challenging of times. 

This COVID-perspective has both renters and home owners reassessing what they want out of the place they call home. There's nothing like a lock-down to make you reevaluate your living quarters with a critical eye. The list of must-haves in a new home swing from more privacy to more space, with lots of details betwe ...

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  house hunting, tips for buyers

Monday, May 4, 2020   /   by Anne Rose

7 Home Loan Tips to COVID-19-Proof Your Real Estate Closing

1. Update Your Loan Officer
Communicate any changes in your life that could impact your finances, banking, or credit, to your Loan Officer immediately. It’s better to deal with a change in your situation early rather than hope it doesn’t become an issue.


2. Work-from-Home Contact Information
Provide your Loan Officer and team with alternate contact info to reach your employers, financial advisors, and other parties, especially if they are working remotely. This will save time and stress for any last minute
updates.








3. Current Paystubs
Be prepared to provide updated paystubs throughout the whole process, even right before closing. Because many people are experiencing a sudden change in employment status due to the COVID-19 pandemic, verification of employment and salary has become especially stringent. You might be asked for employment verification even on the actual day of your real estate closing. Your Loan Officer should ensure that you close ...

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  real estate broker, real estate agent, house hunting, tips for buyers

Monday, April 20, 2020   /   by Anne Rose

COVID-19 and Revised Appraisal Guidelines for Real Estate Closings

Q & A WITH ADAM SLACK AND TARA JONES OF GUARANTEED RATE


We’ve heard there are changes that home buyers should understand in the appraisal process right now. What are the most recent updates?

Adam: Processes for property appraisals have been changing daily, in light of the COVID-19 social distancing requirements and business restrictions.

Tara: It’s been interesting. Each change does seem like it is for the better. On your conventional loans, Frannie, Freddie, on primary residences, those are desktop versions for now. Which means that the appraiser doesn’t have to go out. They can just do an AVM (automated value) and that is not only beneficial for people who may be living in the home, but for the appraisers health safety as well. The appraiser doesn’t have to leave their home for this scope of work. That has been a really big win in the mortgage process.

On government loans, they are often a little bit more conservative, and FHA now is allow ...

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  house hunting, tips for buyers, finance

Tuesday, April 14, 2020   /   by Anne Rose

KBT's Guidelines for Safe Real Estate Transactions and COVID-19

KBT Realty Group is committed to implementing healthy strategies for home search and home sales. Deemed an "essential service" by the North Carolina Governor, members of the Association of Realtors are allowed to continue to operate — at restricted levels — during the COVID-19 pandemic. As they work, Realtors at KBT Realty, and throughout the southeastern North Carolina region, are taking proactive steps to ensure the safety of themselves and their clients as they work together to buy and sell property.

Healthy Strategies for Your Home Search

For many prospective home buyers, the need to move is essential, whether it is work-related, or an important decision involving family or health reasons. Your real estate agent will be able to educate you on implementing social distancing restrictions, leveraging digital home search solutions, and understanding all your options as you work through searching, viewing, and purchasing your new home.

The first step in your home se ...

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  real estate broker, real estate agent, house hunting, tips for buyers

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