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Anne Rose | KBT Realty | Cape Fear to Coast Blog

Friday, May 29, 2020   /   by Anne Rose

Around the Azalea Coast | events and community news in Southeastern Coastal North Carolina

What's Up | North Carolina Beaches Phasing Into Summer

Ocean-front towns along the Southeastern North Carolina coast are phasing back into a semblance of normalcy and welcoming both residents and visitors to enjoy beaches and entertainment. Towns are loosening beach restrictions, restaurants are opening with modified service, and parking restrictions are being adjusted. There are individual local guidelines, so it is important to find COVID-19 restriction updates directly from these government sources:

Carolina Beach

Town of Wrightsville Beach

Town of Kure Beach

Surf City

Brunswick Islands (including Oak Island, Ocean Isle Beach, Caswell Beach, Southport, Sunset Beach, and Bald Head Island)




Do's and Don'ts: Protect Your Pre-Approval


Once you have your home loan pre-approval in-hand, it's important not to jeopardize a smooth closing in any way. Knowing the do's and don'ts of protecting your pre-approval can prevent delays or other issues when y ...

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  wilmington nc, house hunting, news and events

Saturday, May 23, 2020   /   by Anne Rose

These Four Walls: How COVID-19 is Inspiring Home Buyers

You've been self-isolating, working from home, on lock-down. Suddenly, those four walls aren't the four walls you loved before the novel coronavirus.

COVID-19 pandemic restrictions have impacted everyone's daily movement to both work and recreation. The new lifestyle is inspiring many homeowners and renters to re-evaluate what they want most in the place they live.

Especially if they have to live in that house or condo twenty-four hours a day, seven days a week.

With a partner. Or the kids. Maybe a dog, or two. And a cat. Add a parent, and the house that kind of works during the best of times, really doesn't work during the most challenging of times. 

This COVID-perspective has both renters and home owners reassessing what they want out of the place they call home. There's nothing like a lock-down to make you reevaluate your living quarters with a critical eye. The list of must-haves in a new home swing from more privacy to more space, with lots of details betwe ...

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  house hunting, tips for buyers

Monday, May 4, 2020   /   by Anne Rose

7 Home Loan Tips to COVID-19-Proof Your Real Estate Closing

1. Update Your Loan Officer
Communicate any changes in your life that could impact your finances, banking, or credit, to your Loan Officer immediately. It’s better to deal with a change in your situation early rather than hope it doesn’t become an issue.


2. Work-from-Home Contact Information
Provide your Loan Officer and team with alternate contact info to reach your employers, financial advisors, and other parties, especially if they are working remotely. This will save time and stress for any last minute
updates.








3. Current Paystubs
Be prepared to provide updated paystubs throughout the whole process, even right before closing. Because many people are experiencing a sudden change in employment status due to the COVID-19 pandemic, verification of employment and salary has become especially stringent. You might be asked for employment verification even on the actual day of your real estate closing. Your Loan Officer should ensure that you close ...

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  real estate broker, real estate agent, house hunting, tips for buyers

Monday, April 27, 2020   /   by Anne Rose

Around the Azalea Coast | May 2020 News and Events for Southeastern North Carolina

What's Up | Magic, Comedy, and Madness with Denny Corby





To reserve your FREE ticket for Denny Corby live online, visit EventBrite and RSVP.


Fresh Fruit and Veggies from Cape Fear's Curbside Farmers Markets

Riverfront Farmers' Market: Reopening May 2nd at the temporary new location Waterline Brewing Co., located at 721 Surry St, Wilmington, the market will operate as a drive-through (no pedestrian traffic) every Saturday from 9am-1pm. The market will be practicing all proper safeguards to keep you and your family healthy and safe. Just point and pay and vendors will put your groceries in your trunk.

Wilmington Farmers Market at Wrightsville Beach Brewery: Drive-thru is open for you to shop from your favorite local farmers until 1pm. 

Port City Produce: Order online with a precautionary curbside option means you can skip the line and shop at home by filling out the online order form with your preferred pick up time and date.

Lewis Farms: U-Pi ...

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  wilmington nc, around the azalea coast, news and events

Monday, April 20, 2020   /   by Anne Rose

COVID-19 and Revised Appraisal Guidelines for Real Estate Closings

Q & A WITH ADAM SLACK AND TARA JONES OF GUARANTEED RATE


We’ve heard there are changes that home buyers should understand in the appraisal process right now. What are the most recent updates?

Adam: Processes for property appraisals have been changing daily, in light of the COVID-19 social distancing requirements and business restrictions.

Tara: It’s been interesting. Each change does seem like it is for the better. On your conventional loans, Frannie, Freddie, on primary residences, those are desktop versions for now. Which means that the appraiser doesn’t have to go out. They can just do an AVM (automated value) and that is not only beneficial for people who may be living in the home, but for the appraisers health safety as well. The appraiser doesn’t have to leave their home for this scope of work. That has been a really big win in the mortgage process.

On government loans, they are often a little bit more conservative, and FHA now is allow ...

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  house hunting, tips for buyers, finance

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